YS Capital Investor Suite
The tools serious investors say YES to.
A complete set of professional-grade calculators for real estate investors — every formula runs live in your browser, nothing to download. Underwrite a deal, size a payment, compare equity options, and track a whole portfolio.
Start the right application for your deal.™
Choose DSCR rental (our secure long-term portal) or the fast, guided fix & flip / fix & hold / bridge application with a live Deal Snapshot that sizes your loan as you type.
Know your terms and your scope.
Term Sheet Studio™
A signable, lender-branded preliminary term sheet in about a minute — full loan structure, fees, estimated cash to close, the liquidity you'll need, and your eligibility snapshot. Mark the address TBD and price a deal before it's even under contract.
Answers: what are my terms, and what will it cost to close? Build a term sheet →Rehab Budget™
Scope of Work builder for fix & flip and rehab loans — single-family up to 10+ units. Check the work, price only what you picked, share a link, export a branded Excel or PDF.
Answers: what's my full, lender-ready scope of work? Open tool →Track Record™
Build a borrower's experience record — fix & flip and fix & hold deals in separate sections, with an automatic experience ranking and a stunning Excel + PDF export that imports right back.
Answers: how strong is this borrower's track record? Open tool →Underwrite the deal, end to end.
Deal Analyzer™
Full rental underwriting — cash flow, cap rate, cash-on-cash, DSCR, GRM, OER, LTC, ROE and more from one screen.
Answers: is this rental deal actually worth doing? Open tool →Flip Analyzer™
Fix & flip calculator. True all-in cost, net profit, ROI, return on cash, and bank LTC / Loan-to-ARV.
Answers: how much will I really make on this flip? Open tool →Qualifier Pro™
Mortgage & DSCR payment calculator. Size the P&I, PITIA, all-in payment and both DSCR ratios on any loan.
Answers: will the rent cover the mortgage — and qualify? Open tool →Portfolio Tracker™
Your command center for REO & rentals — track equity, cash flow, LTV, DSCR and net worth across every property.
Answers: how is my whole portfolio performing? Open tool →Weigh the paths side by side.
Equity Compare™
HELOC / second lien vs. a full cash-out refinance — side-by-side monthly payments, blended rate and net benefit.
Answers: which way to pull equity is cheaper? Open tool →RateSaver™
Rate buydown vs. lender credit tradeoff. Compare up to four rate options and find the break-even on points.
Answers: are points worth it — and how long to hold? Open tool →Refi BreakPoint™
Refinance break-even calculator. Add up closing costs and see exactly when a refi pays for itself.
Answers: should I refinance — and when does it pay off? Open tool →Disclaimer & Terms of Use. This toolset was developed solely for educational and illustrative purposes. Outputs are estimates based on your inputs and do not guarantee loan approvals, investment returns, or deal outcomes, and do not constitute financial, investment, legal, or tax advice. Please consult a licensed financial advisor, accountant, or attorney for professional guidance. YS Capital Group, a licensed mortgage lender registered with the NMLS, assumes no liability for errors, miscalculations, or losses incurred from use of these tools. Use is at your own risk.