YS Capital Group
Investor Suite/Loan Application
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Fix & Flip · Bridge · Rental

Loan Application

The lender serious investors say YES to.

⚡ Live estimate🔒 No credit pull to start💾 Save & resume anytime

A fast, guided application in two parts — your borrower profile, then the property and project. Numbers size your estimated loan live as you go. Add a co-borrower, save and resume, or export a branded Excel or PDF at any point. Takes about 10–12 minutes.

Tell us who's borrowing. You can add a co-borrower or up to four total. ~4 min.

Your loan officer

Already working with someone on our team? Flip this on and pick them — your application routes straight to them. No preference is fine — leave it off and our loan desk will pick it up.

Primary borrower

Enter a first name.
Enter a last name.
Enter a date of birth.
Enter a 9-digit SSN. Used to run a soft credit check during pre-qualification — a soft inquiry won't affect your score. Your SSN is included in the application you save, share, or send to us, so keep your link and exported files private and share them only with YS Capital.
Foreign nationals can qualify — it just changes the document path.
Enter a valid phone number.
Enter a valid email.
Primary residence — where this borrower lives, not the subject property
Enter a street address.
Enter a city.
Select a state.
Enter a ZIP code.
Time at this address
Housing status *
Choose a housing status.

Now the deal. As you fill this in, the Deal Snapshot sizes your estimated loan against our program limits — live. ~6 min.

1 Loan & strategy

2 Vesting & ownership

Most investors take title to the property in an entity (an LLC). Tell us how you'll hold this one.

3 Subject property

Enter the property address.
Enter a city.
Select a state.
Enter a ZIP.

4 Acquisition

$
The final total price you're buying at — including any assignment fee.Enter the purchase price.

5 Valuation

$
$
Enter the ARV.

6 Rehab budget

Just the total here — itemize the full scope any time in our Rehab Budget tool.

$

7 Timeline & term

8 Experience & credit

Completed projects in the last 36 months — experience is the single biggest driver of your rate and leverage, so count everything (even deals financed elsewhere). For ground-up loans we count your ground-up projects.

Total experience0 projects · last 36 mo
Your best estimate of the qualifying borrower's middle credit score — used for eligibility & pricing.

9 Closing contacts (optional)

The professionals on your file. Leave blank any that aren't lined up yet — you can add them before closing.

Title company
Hazard insurance agent
Borrower's attorney

10 Scope of work (optional)

Estimated max loan
$0
Indicative only — sized against YS program limits. Final terms set by underwriting.
Enter a price & ARV to begin
Max as-is — Max ARV — Max LTC —
—
    Questions as you apply? Talk to a real person.
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    Effective purchase price
    $0
    price you pay
    Total rehab budget
    $0
    Total project cost
    $0
    purchase + rehab
    Experience tier
    —
    Initial advance
    $0
    at closing
    Rehab holdback
    $0
    100% financed, in draws
    Est. down payment
    $0
    Est. title / escrow
    —
    rough estimate — depends on your title vendor
    Est. cash to close
    $0
    down payment + fees + est. title
    Financed interest reserve
    —
    rolled into the loan
    Loan-to-cost
    0%
    Loan-to-ARV
    0%
    As-is advance
    0%
    How this loan amount is built

    Your maximum is the lesser of four limits — the tightest one sets your number:

    1. Initial advance — up to your max as-is % of the lower of purchase price or as-is value.
    2. Rehab — 100% financed, released in draws as work is verified and reimbursed after completion.
    3. Loan-to-cost — total can't exceed your max LTC of purchase + rehab.
    4. Loan-to-ARV — total can't exceed your max % of the after-repair value.

    Want to pressure-test the numbers first? Run the full model.

    Open Flip Analyzer →

    Almost done. Give everything a once-over — tap Edit on any section to jump back — then submit, or download a branded copy. ~1 min.

    ✓ Authorization

    Please confirm to submit.

    Application received

    Thank you — your application is on its way to our team. A YS Capital loan officer will reach out shortly to confirm details and walk you through next steps.

    Complete formal application → Back to tools